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Contract Review

Commercial Mortgages

What is it?

Commercial mortgages are for buying (or refinancing) any land or property for business purposes. Similar to a traditional, residential mortgage, money is borrowed and secured against a property. Commercial mortgage is usually a long-term loan (often up to 25 years) that provides the cash to purchase a business premises.

Specifics

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  • The mortgage lender will typically lend up to 70% of the property's value.

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  • If your property increases in value, your capital could also see an increase. 

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  • Option for sub-letting or leasing parts of the property to create an ancillary income. 

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Can i get it?

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  • Three years of accounts

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  • Current and projected performance figures ​

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Benefits

The interest on your commercial mortgage is tax-deductible

Release capital for investment or growth

Consolidate business debts and expand trading

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